Many Appraisal Evaluations Can Be Done While You Wait

513-393-9195

Huddleston Fine Jewelry Appraisals
Huddleston Fine Jewelry Appraisals

513-393-9195

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Our Jewelry Appraisal Services

Huddleston Appraisals jewelry appraisal services

Insurance Appraisals

Our appraisals are detailed, containing all the information needed to obtain insurance and are accepted by all insurance companies.   

  • Most commonly asked for and used type of report
  • Used to obtain insurance coverage on existing or newly acquired jewelry items against loss, theft or damage, depending on the policy 
  •  Value stated is for retail replacement and is usually the current market price which is the most frequent value found in the appropriate market within the geographical area
  • Report includes a detailed description of the item to be used by the insurance company in order  to replace with an identical or item of like-kind  
  • Providing an accurate estimate of the replacement value will ensure you are not only covered, but  that the value is not overstated causing you to pay higher premiums than necessary
  • Insurance appraisals should be kept up-to-date (every three to five years)

Estate Appraisals

An estate tax appraisal is required when establishing the value of an estate for IRS tax purposes.  Estate tax appraisals are based on fair market value as defined by the IRS.  An accurate assessment of value is essential for estate planning and settlement.

  •  We meet the IRS requirements for a "qualified appraisal" by a "qualified appraiser" as outlined in IRS Pub. 561 and IRS Revenue Proc. 66-49 as well as the standards set forth in the Uniform Standards of Professional Appraisal Practice (USPAP) 
  •  The IRS definition of fair market value:   The fair market value is the price at which the property would change hands between a willing buyer and willing seller, neither being under any compulsion to buy or sell and both having reasonable knowledge of relevant facts. The fair market value of a particular item of property... is not to be determined by a forced sale price. Nor is the fair market value of an item of property to be determined by the sale price of the item in a market other than that in which such item is most commonly sold to the public, taking into account location of the item wherever appropriate. Taken from Treasury Regulation 20.2031-1 (b)

Quality Confirmation/Condition Reports

Quality confirmation or condition reports are used to establish or reconfirm the identity and quality of jewelry, gemstones, diamonds and precious metals.  They provide an unbiased opinion of the item's quality and condition.  This service is helpful after making a new purchase, for certificate verification, or gemstone identification.

  • No value information is provided with this service
  • A detailed description of the item is provided

Equitable Distribution

 Equitable distribution is the fair division of assets between two or more entities (people or businesses).  When a collection of jewelry must be split among people, it is often necessary to have an appraisal performed to aid  in the distribution of the property. 

  • We can provide an impartial and objective professional opinion of the jewelry's value to assist with the division process
  • Fair division of property among heirs in an estate
  • Distribution during dissolution of marriage

Jewelry Brokerage

If you decide you are no longer in need of an article of jewelry and wish to part with it, we can help you first understand what it is you have, and then explore the best way to go about getting the most for your item. 

  • Our knowledge, experience and network within the jewelry industry will help you get the most for your item
  • Client's identity and information will remain confidential  

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